Zakat Book

Zakat Book

Download the FREE Zakat Book in PDF form by clicking this link.

Table of Contents

FOREWORD xi
1. ZAKÂT ESSENTIALS 1
➛What Does the Word Zakât Mean? (1)
➛Why Is the Word Zakât Used for Alms-Giving? (1)
➛When Was Zakât Made Mandatory? In What Form? (1)
➛What Is Zakât’s Special Virtue? (2)
➛How Does the Quran Address Zakât? (2)
➛How Does the Divine Law of Sharî¢ah Define Zakât? (4)
➛Is Paying Zakât a Condition of Faith? (5)
➛What Are the Consequences for Failing to Pay Zakât? (6)
➛Isn’t the Zakât-Charity Voluntary? (7)
➛Doesn’t Our Own Wealth Belong to Us? (8)
➛Is Zakât a Favor the Rich Grant to the Poor? (9)
➛Can Zakât Ever Be Substituted by Other Payments? (10)
➛How Does Zakât Differ from Taxes or Tithes? (11)
2. ZAKÂT AND THE INDIVIDUAL 13
➛Why Did Allah Enjoin the Zakât-Charity? (13)
➛What Is the Effect of Zakât’s Purification on People? (14)
➛Will the Zakât I Pay Bring Other Benefits to Me, Even Though It Is Obligatory? (15)
➛How Will Zakât Benefit My Wealth? (18)
➛How Can Zakât ‘Increase’ My Wealth When I Pay It ‘from’ My Wealth? (18)
3. ZAKÂT AND SOCIAL JUSTICE 19
➛What Can Zakât Do for Society? (19)
➛What Does the Mention of Zakât in this Verse Mean? (19)
➛How Does Zakât Help Create Community? (20)
➛What if One Is Unable to Work and Has No Capable Relative to Support Him? And Who Is Responsible for the Uncared for Orphan, Widow, and Elderly? (20)
➛How Does Zakât Help Mold Society Into a Family? (21)
➛Is Zakât a Kind of Welfare System? (21)
➛What Else Is Needed Along with Zakât to Establish the Economic Aspects of Social Justice? (22)
➛Is Earning a (Lawful) Living Obligatory? (23)
➛How Can Wealth Be Distributed Equitably? (24)
➛What is Islam’s Economic Safety-Net? (24)
➛Has the Practical Application of Zakât Ever Had Significant Results in a Society? (24)
➛Will Zakât Cure Poverty if We Partially Abide by Islam’s Injunctions? (28)
4. ZAKATABLE WEALTH 29
➛What Does the Word ‘Zakatable’ Mean? (29)
➛What Are the Categories of Zakatable Wealth? (29)
➛What Constitutes Non-Zakatable Wealth? (30)
5. ZAKÂT’S CONDITIONS 33
➛When Does Zakât Become Obligatory? (33)
➛Is Zakât Imposed Only on Muslims? (33)
➛Is the Wealth of Muslim Minors Subject to Zakât? (33)
➛Is Zakât Imposed on Any Amount of Wealth? (34)
➛Table of Niṣâb and Zakât Rates (34)
➛Can Niṣâb Be Equated with the Poverty Line? (35)
➛Can Different Types of Assets Be Added Together and Zakât Imposed If the Total Value Reaches Niṣâb? (36)
➛NIṢÂB GRAPH O1 (36)
➛How Does One Calculate the Passage of One Lunar Year? (37)
➛NIṢÂB GRAPH 02 (37)
➛Can You Clarify the Lunar Year and Give Examples? (38)
➛Can You Recommend How I Should Calculate My Zakât Year? (39)
6. ZAKÂT ASSESSMENT 41
➛Who Made the Rules of Zakât? (41)
➛What Is Zakât Payable On? (41)
➛Can You Clarify These Conditions? (42)
➛What Is A Trade Good? (42)
➛Are Assets Used for Growth that Are Not Trade Goods Subject to Zakât? (43)
➛Are Fixed Assets Subject to Zakât? (43)
➛What Is the Zakât on Exploited Assets? (44)
➛Is There an Alternative Opinion on Exploited and Fixed Assets? (44)
➛Is the Profit on Fixed Assets Zakatable After a Year Passes? (45)
➛What About Similar Products Not Mentioned in the Table of Niṣâb and Zakât Rates? (46)
➛What Zakât Is Due on Personal Wealth? (47)
➛Is Zakât Due on Earned Income? (47)
➛Does One Pay Zakât on Jewelry and Ornaments? (49)
➛What Zakât Is Owed for Retirement Funds (401K, etc.)? (49)
➛Are 401K-Type Funds Personally Controlled or Beyond Personal Control? (50)
➛Is Zakât Owed on Stocks, Shares, and Bonds? (51)
➛What Zakât Rate Does the First Opinion on Stocks and Shares Prescribe? (51)
➛What Zakât Rate Does the Second Opinion on Stocks and Shares Prescribe? (51)
➛Is There Zakât on Interest Income? (53)
➛Are Debts Zakatable for Lenders? (53)
➛Is There Zakât on Debts for Debtors? (53)
➛Can the Wealthy Deduct Debt and Not Pay Zakât? (54)
➛Can an Interest-Bearing Mortgage or Car Loan Be Counted as Deductible Debt? (54)
➛What About Zakât Due on Business Wealth? (55)
➛What Does the Term ‘Trade-Goods’ Mean? (55)
➛How Is the Zakât of a Business Calculated? (56)
➛When and How Does One Determine the Value of a Zakatable Asset? (56)
➛How Is Zakât Calculated on Rental Property and Income? (56)
➛How Is Zakât Calculated on Agricultural Products? (57)
➛Is Zakât Due on Agricultural Land? (57)
➛Is Zakât Due on Livestock? (58)
➛TABLE OF ZAKÂT ON LIVESTOCK (58)
➛What is Rikâz and What Zakât Is Due on It? (58)
7. ZAKÂT RECIPIENTS 59
➛Who Can Receive Zakât? (59)
➛What Is the Distinction Between the “Poor” and the “Needy” (al-fuqarâ’ wa’l-masâkîn)? (60)
➛Who Are the Workers Administering Zakât (¢âmilîn ¢alayhâ)? (60)
➛Who Are Those with Hearts to Be Reconciled (mu’allafât al-qulûb)? (61)
➛What of Emancipation (fî al-riqâb)? (62)
➛Who Are the Debt-Ridden (al-Gharimîn)? (62)
➛Who Is Classified in the Cause of Allah (fî sabil’illâh)? (63)
➛Who Is Considered a Wayfarer (ibn al-sabîl)? (64)
➛What Categories Are Most Deserving of Zakât? (64)
➛How Much Should the Poor Receive? (65)
➛How Can the Poor Be Helped to Self-Sufficiency? (65)
➛What of Unskilled People? (66)
➛How Much Zakât Are the Poor to Receive? (66)
➛There Are Two Views About Zakât Amounts. Which Is More Correct? (66)
➛Can Zakât Be Distributed on a Monthly Basis? (67)
➛Who Cannot Receive Zakât? (67)
➛What Does the Zakât Recipient Owe the Zakât Payer? (65)
8. ZAKÂT PAYMENT 71
➛What Does the Timing of Zakât Payment Involve? (71)
➛How Is the Zakât Due Date Calculated? (71)
➛Is Prepayment of Zakât Permissible? (71)
➛When Is Zakât Actually Due? (73)
➛Is Delay of Zakât Payment Permissible? (73)
➛What If One Has Unpaid Zakât for Past Years? (73)
➛Does Death Relieve One of Zakât Obligations Due? (73)
➛What if One Sets One’s Zakât Aside, Then Loses It? (74)
➛Must Zakât Be Paid in Money? (74)
➛What Essentials Make a Zakât Payment Valid? (74)
9. ZAKÂT ADMINISTRATION 77
➛Did Zakât Have Administrators Historically? (77)
➛Who Is Authorized to Collect Zakât? (77)
➛Is Zakât Collection and Distribution Centralized? (78)
➛How Much Zakât Do Muslims Today Generate? (78)
➛What Are the Stipulations and Desirable Qualities of the Zakât Collector? (79)
➛What About Paying the Collectors from Zakât? (80)
➛Who Administers Zakât Nowadays? (81)
➛What If No Zakât Agencies Exist in a Particular Area? (81)
➛What Kinds of Muslim Organizations Manage Zakât in America? (82)
➛Are There Guidelines Organizations Ought to Follow with Respect to Zakât? (82)
➛Are There Guidelines for Maintaining Zakât Funds? (83)
➛Can Zakât Payers Restrict the Use of Their Payments? (83)
➛Are There Examples of Restricted and Unrestricted Uses? (84)
➛What If the Trustee Cannot Comply with a Restriction? (81)
➛How Can Charitable Organizations Reduce Restriction Problems? (85)
➛How Important Is Local Zakât Distribution? (85)
➛Is Local Zakât Distribution Without Exception? (87)
10. ZAKÂT CALCULATION 89
➛Can the Zakât Foundation Help Me Calculate My Zakât? (89)
➛Is Your Zakât Calculation Form Like Others I’ve Seen? (89)
➛How Do I Use the Zakât Foundation Calculation Form? (90)
➛What Does Your Zakât Calculation Form Not Cover? (90)
11. BEYOND ZAKÂT 93
➛Are Muslims Obliged to Pay Charity Other Than Zakât? (93)
➛Can You Name Other Obligatory Alms or Charity? (94)
➛What Is the Obligation of Zakât al-Fiṭr? (94)
➛What Is the Purpose of Zakât al-Fiṭr? (95)
➛What Is the Payment of Zakât al-Fiṭr? (96)
➛Is There a Charity for Eid al-A\^a Like Zakât alFiṭr? (96)
➛Is Uḍḥiya an Obligatory Charity? (97)
➛What Is the Muslim’s Duty to His or Her Neighbors? (98)
➛Who Comes Under the Designation “Neighbor”? (98)
➛Are We Obliged to Encourage Others to Charity? (98)
➛Can Charity Gain One Forgiveness from Wrongdoing? (99)
➛Are There Charitable Endowments in Islam? (100)
➛What Are the Best Uses of Charitable Endowments (Awqâf)? (101)
➛Are Donor Restrictions Enforceable in a Waqf? (102)
➛What Does the Word ‘Ṣadaqah’ mean? (103)
➛How Does Ṣadaqah Differ from Zakât? (103)
➛What Does Islam Seek Through Ṣadaqah? (104)
➛What Are the Forms of Ṣadaqah? (105)
➛What Is Ṣadaqah Jâriyah? (106)
➛Is It True that a Smile Is Charity? (106)
➛Can You Give Me Good Counsel on Zakât and Ṣadaqah? (107)
AFTERWORD 109
APPENDIX 113
➛Zakât Calculation Worksheet (113)
➛Worksheet Instructions (114)
➛Worksheet Notes (115)
➛Sample Worksheet (117)
REFERENCES 118

Download the FREE Zakat Book in PDF form by clicking this link.